Financial Resource Center

Traveling can be an exhilarating experience, filled with the promise of adventure and new discoveries. However, the unpredictability of travel can sometimes lead to unexpected challenges that put a damper on your trip—and your wallet. Packing a "Go Bag" with essential items can keep you prepared and save both money and stress while you're traveling.

What is a Go Bag?

A go bag is essentially a portable emergency kit designed to provide you with the necessities you might need in unexpected situations while traveling. While the concept is popular among emergency preparedness advocates, a travel-oriented go bag can be a valuable tool for anyone on the move. It typically includes important documents, emergency supplies, and basic necessities that can help you navigate unforeseen circumstances.

Essential Components of a Travel Go Bag

• Important Documents:
  • Passports and ID: Copies of your passport and identification can save you time and heartache in case they are lost or stolen.
  • Travel Insurance Information: Keep a copy of your policy and contact number. This can help you access medical care or make cancellations without incurring significant costs.
  • Emergency Contacts: A list of key contacts, including family members, banks, and insurance agencies, can help you quickly access support.
     
• Financial Necessities:
  • Credit/Debit Cards: Bring more than one card, preferably from different banks, in case one gets lost or blocked.
  • Local Currency: Having cash for emergencies or areas that do not accept cards can save you from credit card fees or unfavorable exchange rates at the last minute.
  • A Small Amount of Emergency Cash: Keep cash hidden in a separate area of your bag, and consider bringing small denominations.
     
• Communication Tools:
  • Chargers and Power Banks: Essential for keeping your devices powered, especially if you're managing your finances on the go (e.g., mobile banking).
  • Portable Wi-Fi Hotspot: Having access to the internet can prevent costly roaming fees and make it easier to manage any financial issues that arise.
     
• Essentials for Health and Safety:
  • Basic First Aid Kit: Try to include band-aids, antiseptics, and any prescribed medications to avoid high prices for these items in foreign pharmacies.
  • Face Masks and Hand Sanitizer: Maintain health and safety standards to avoid unexpected medical expenses.

Before you jet off on your next adventure, take the time to prepare a go bag—it might just make all the difference in ensuring a smooth and financially sound journey. Happy travels!